On-Line Banking

• Review and process payroll at anytime and from anywhere in the world.
• Flexible payment templates. You can use a basic template or, if your company already has a payroll processing program, a template can easily be adapted to fit your needs.
• Efficient and quick processing of multiple transactions.
• Eliminate the risk of keeping cash in-house.
• Lower management and processing costs.
• Eliminate the risk of lost or stolen checks.
• Payments can be automatically deposited in other banks where employees have checking or savings accounts. (Banks affiliated to the ACH network)
• Employees will be able to maintain zero balance (0.00) in their savings accounts.
• Employees manage their savings account by means of account statements and a registry book. This avoids having to be updating the passbook when their earnings are deposited or when they carry out transactions.
• Banco General has more than 200 ATM in the Republic of Panamá.
• Your employees will enjoy personalized and immediate attention and avoid having to make needless visits to the bank, not even to open a Payroll services account.
• Each employee will have their own CLAVE debit card, which can be used in all ATM in the CLAVE Network in Panamá and in the PLUS Network overseas.
• In addition, employees will be able to make purchases in more than 5,000 affiliated businesses nationwide.
• If necessary, the bank can provide training to employees on the use of their CLAVE debit cards.

Security

• Safe Internet transactions through ACH, using 128-bit encryption.
• Different levels of authorization, so that it is possible to select one or more persons to process payroll and have another level for those authorizing payment.
• In order to authorize transactions, both a secret password and the RSA Security Card passcode assigned to the authorized person are required.
• The passcodes generated by the RSA Security Card automatically change every 60 seconds.